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    Commercial Generator Financing & Lease-to-Own

    Power your project now—pay over time with Approve

    FM Generator now offers flexible financing in partnership with Approve. Whether you’re installing a commercial standby system or need portable generators for jobsites and events, we make it easy to get the power you need—without tying up capital.

    Why Finance with FM Generator + Approve

    • Fast approvals for commercial customers

    • Preserve cash flow and keep credit lines free

    • Simple monthly payments with predictable budgeting

    • Lease-to-own options for portable generator fleets

    • Bundle everything—equipment, installation, accessories, maintenance

    Subject to credit approval by our financing partner. Terms and conditions apply.

    portable LTO
    winco unit2-1

    Financing Options

     

    1) Project Financing (Commercial/Industrial)

    Ideal for permanent installations and turnkey projects.

    • Fixed monthly payments

    • Terms typically 24–72 months (custom options available)

    • Can include ATS, fuel tank, controls, rentals during install, and labor

    • Optional planned maintenance can be added

     

    2) Lease-to-Own (Portable Generators & Accessories)

    Build or refresh your portable fleet with low upfront cost.

    • Own the equipment at end of term

    • Terms typically 12–60 months

    • Add cables, distribution panels, trailers

    • Great for contractors, facilities, production, events

    What Can Be Financed

    • Standby generators (natural gas, propane, diesel)

    • Automatic transfer switches & switchgear

    • Fuel tanks, enclosures, exhaust and pads

    • Portable/towable generators, cabling & distro

    • Installation labor, permits, startup & training

    • Remote monitoring hardware and service add-ons

    standby finance

    Benefits at a Glance

    • Convert CapEx to OpEx (depending on structure)

    • Potential tax advantages (consult your tax advisor; e.g., Section 179 on qualifying purchases)

    • Inflation hedge: lock monthly payments while equipment generates value

    • Faster approvals vs. traditional lending

    FAQs

    Can we finance installation and permits?
    Yes—most customers roll equipment + install + accessories into one payment.

    Do you offer seasonal/tiered payments?
    In many cases, yes. Ask about structures that match your cash cycle.

    Is there a balloon payment or buyout?
    Lease-to-own plans typically include an end-of-term buyout (e.g., FMV or $1 buyout depending on program). We’ll present both options.

    How fast is the process?
    Many approvals are quick after a completed application; larger projects may require additional documentation.

    Non-profit or municipality?
    We support tax-exempt leasing structures—ask our team for details.

    How It Works

    1. Request a quote – send us your scope (equipment + install).

    2. Choose a payment plan – monthly payment options via Approve.

    3. Get a fast credit decision – simple application process.

    4. We deliver & install – start your project immediately.

    5. Make predictable payments – keep cash free for growth.

    Ready to explore options?

    Use the Button to the Right➡️ 

    Financing is offered and serviced through Approve and/or its lending partners. All financing is subject to credit approval, verification, and standard underwriting requirements.

    Terms, rates, and structures vary by applicant and are not guaranteed. FM Generator does not provide tax or legal advice—please consult your advisor.

    FM Generator is a premier provider of planned maintenance and repair services on generators and transfer switches throughout the Northeast and Mid-Atlantic States. ... Read More >

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